*{box-sizing:border-box;margin:0;padding:0}
:root{--blue:#1B4F8A;--bd:#0F2E54;--bl:#EAF1FB;--green:#3DAA45;--gd:#2A8035;--gl:#EAF6EB;--tx:#0F1C2E;--tm:#3A4A5C;--ts:#6B7A8D;--br:#DDE4EF;--pg:#F3F6FA}
body{font-family:'Inter',sans-serif;color:var(--tx);background:#fff;font-size:15px}

/* -- SITE HEADER (topbar + navbar) -- */
.site-header{position:sticky;top:0;z-index:200;display:flex;flex-direction:column;line-height:0}
.site-header > .topbar,.site-header > .navbar{line-height:normal}

/* -- TOP BAR -- */
.topbar{background:var(--bd);height:38px;display:flex;align-items:center;padding:0 60px;justify-content:space-between}
.tb-left{display:flex;gap:0;align-items:center}
.tb-left a{color:#9BBAD4;font-size:12px;text-decoration:none;padding:0 14px;border-right:1px solid rgba(255,255,255,0.1);line-height:38px;transition:color .15s}
.tb-left a:first-child{padding-left:0}
.tb-left a:hover{color:#fff}
.tb-right{display:flex;align-items:center;gap:12px}
.tb-right a{color:#9BBAD4;font-size:12px;text-decoration:none;transition:color .15s}
.tb-right a:hover{color:#fff}
.tb-apply{background:var(--green);color:#fff!important;padding:6px 16px;border-radius:3px;font-weight:600;font-size:12px}
.tb-apply:hover{background:var(--gd)!important}

/* -- MAIN NAV -- */
.navbar{background:#fff;border-bottom:1px solid var(--br);box-shadow:0 2px 8px rgba(0,0,0,0.06)}
.nav-inner{max-width:1280px;margin:0 auto;padding:0 60px;height:64px;display:flex;align-items:center;justify-content:space-between}
.nav-logo{display:flex;align-items:center;gap:10px;text-decoration:none;flex-shrink:0}
.nav-logo img,.nav-logo-img{width:107px;height:50px;max-width:107px;max-height:50px;object-fit:contain;display:block;flex-shrink:0}
.logo-vname{font-size:20px;font-weight:700;color:var(--blue);letter-spacing:-.3px;line-height:1}
.logo-vsub{font-size:9.5px;font-weight:600;color:var(--green);letter-spacing:3px;text-transform:uppercase}
.nav-menu{display:flex;align-items:center;height:64px;gap:0}
.nav-item{position:relative;height:64px;display:flex;align-items:center}
.nav-item>a{font-size:13.5px;font-weight:500;color:var(--tm);text-decoration:none;padding:0 16px;height:64px;display:flex;align-items:center;gap:5px;border-bottom:3px solid transparent;transition:all .15s;white-space:nowrap}
.nav-item>a:hover,.nav-item:hover>a{color:var(--blue);border-bottom-color:var(--blue)}
.nav-item>a.active{color:var(--blue);border-bottom-color:var(--blue)}
.nav-item svg.chev{width:10px;height:10px;transition:transform .2s;flex-shrink:0}
.nav-item:hover svg.chev{transform:rotate(180deg)}
.nav-cta-btn{background:var(--green);color:#fff!important;padding:9px 20px;border-radius:4px;font-size:13.5px;font-weight:600;border-bottom:3px solid transparent!important;margin-left:8px}
.nav-cta-btn:hover{background:var(--gd)!important;color:#fff!important}

/* -- MEGA DROPDOWN -- */
.mega{position:absolute;top:64px;left:50%;transform:translateX(-50%);background:#fff;border:1px solid var(--br);border-top:3px solid var(--blue);box-shadow:0 8px 32px rgba(0,0,0,0.12);min-width:680px;padding:28px 32px;display:none;z-index:300}
.nav-item:hover .mega{display:flex;gap:0}
.mega-col{flex:1;padding:0 24px;border-right:1px solid var(--br)}
.mega-col:first-child{padding-left:0}
.mega-col:last-child{border-right:none;padding-right:0}
.mega-heading{font-size:10.5px;font-weight:700;color:var(--ts);text-transform:uppercase;letter-spacing:2px;margin-bottom:14px;padding-bottom:10px;border-bottom:1px solid var(--br)}
.mega-link{display:flex;align-items:center;gap:8px;padding:7px 0;text-decoration:none;color:var(--tm);font-size:13.5px;transition:all .15s;border-bottom:1px solid transparent}
.mega-link:hover{color:var(--blue);padding-left:4px}
.mega-link .ml-icon{width:30px;height:30px;border-radius:6px;background:var(--bl);display:flex;align-items:center;justify-content:center;font-size:14px;flex-shrink:0;transition:background .15s}
.mega-link .ml-icon i{color:var(--green);transition:color .15s}
.mega-link:hover .ml-icon{background:var(--blue)}
.mega-link:hover .ml-icon i{color:#fff}
.mega-link .ml-title{font-size:13px;font-weight:600;color:var(--blue);line-height:1.2}
.mega-link:hover .ml-title{color:var(--blue)}
.mega-link .ml-sub{font-size:11.5px;color:var(--ts);line-height:1.3}

/* compact mega (many items) */
.mega.mega-compact{padding:18px 28px}
.mega.mega-compact .mega-link{padding:4px 0}
.mega.mega-compact .ml-icon{width:26px;height:26px;font-size:12px}
.mega.mega-compact .ml-title{font-size:12.5px}
.mega.mega-compact .ml-sub{font-size:11px}

/* simple dropdown */
.dropdown{position:absolute;top:64px;left:0;background:#fff;border:1px solid var(--br);border-top:3px solid var(--blue);box-shadow:0 8px 32px rgba(0,0,0,0.12);min-width:220px;padding:10px 0;display:none;z-index:300}
.nav-item:hover .dropdown{display:block}
.dropdown a{display:block;padding:10px 20px;font-size:13.5px;color:var(--tm);text-decoration:none;transition:all .15s}
.dropdown a:hover{background:var(--bl);color:var(--blue);padding-left:26px}

/* -- HERO (homepage) -- */
.hero{background:var(--blue);min-height:500px;display:grid;grid-template-columns:55% 45%;overflow:hidden;position:relative}
.hero::before{content:'';position:absolute;right:-100px;top:-100px;width:500px;height:500px;border-radius:50%;background:rgba(255,255,255,0.03)}
.hero::after{content:'';position:absolute;left:40%;bottom:-60px;width:300px;height:300px;border-radius:50%;background:rgba(61,170,69,0.07)}
.hero-left{padding:70px 60px;display:flex;flex-direction:column;justify-content:center;position:relative;z-index:2}
.hero-tag{font-size:11.5px;font-weight:600;color:var(--green);letter-spacing:2.5px;text-transform:uppercase;margin-bottom:18px;display:flex;align-items:center;gap:10px}
.hero-tag::before{content:'';width:28px;height:2px;background:var(--green);border-radius:2px;display:inline-block}
.hero-h1{font-family:'Playfair Display',serif;font-size:48px;font-weight:800;color:#fff;line-height:1.1;margin-bottom:20px}
.hero-h1 span{color:var(--green)}
.hero-p{font-size:16px;color:rgba(255,255,255,0.72);line-height:1.72;max-width:430px;margin-bottom:36px}
.hero-btns{display:flex;gap:14px}
.btn-g{background:var(--green);color:#fff;font-size:14px;font-weight:600;padding:14px 30px;border-radius:4px;text-decoration:none;transition:all .2s}
.btn-g:hover{background:var(--gd);transform:translateY(-1px)}
.btn-ow{border:2px solid rgba(255,255,255,0.35);color:#fff;font-size:14px;font-weight:500;padding:12px 26px;border-radius:4px;text-decoration:none;transition:all .2s}
.btn-ow:hover{border-color:#fff;background:rgba(255,255,255,0.08)}
.hero-right{position:relative;display:flex;align-items:center;justify-content:flex-start;padding:40px 40px 40px 0;z-index:2}
.hero-card{background:#fff;border-radius:8px;padding:28px;width:320px;box-shadow:0 20px 60px rgba(0,0,0,0.25)}
.hc-title{font-size:10px;font-weight:700;color:var(--ts);text-transform:uppercase;letter-spacing:2px;margin-bottom:18px;padding-bottom:12px;border-bottom:1px solid var(--br)}
.hc-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.hc-stat .n{font-family:'Playfair Display',serif;font-size:26px;font-weight:700;color:var(--blue);line-height:1}
.hc-stat .n sup{font-size:14px;color:var(--green);font-family:'Inter',sans-serif;font-weight:700}
.hc-stat .l{font-size:11px;color:var(--ts);margin-top:4px}
.hc-div{grid-column:1/-1;height:1px;background:var(--br)}
.hc-badge{background:var(--gl);color:var(--gd);font-size:11.5px;font-weight:600;padding:8px 12px;border-radius:4px;margin-top:16px;display:flex;align-items:center;gap:6px}

/* rotating hero image */
/* -- SUMMER ALBUM HERO -- */
.album-scene{position:relative;width:100%;min-height:440px;display:flex;align-items:center;justify-content:center}
.album-card{position:absolute;background:#fff;padding:10px 10px 40px;box-shadow:0 12px 40px rgba(15,46,84,0.18);border-radius:2px;transition:all .7s cubic-bezier(0.4,0,0.2,1)}
.album-card img{display:block;width:100%;height:100%;object-fit:cover}
.album-card span{display:block;text-align:center;margin-top:10px;font-size:12px;color:#aaa;font-style:italic;letter-spacing:.5px}
.ac-1{width:240px;height:200px;transform:rotate(-2deg);z-index:4;left:50%;top:50%;margin-left:-160px;margin-top:-130px}
.ac-1:hover{transform:rotate(-2deg) scale(1.04);box-shadow:0 20px 56px rgba(15,46,84,0.24)}
.ac-2{width:210px;height:176px;transform:rotate(5deg);z-index:3;left:50%;top:50%;margin-left:-20px;margin-top:-150px}
.ac-2:hover{transform:rotate(5deg) scale(1.04);box-shadow:0 20px 56px rgba(15,46,84,0.24)}
.ac-3{width:190px;height:160px;transform:rotate(-7deg);z-index:2;left:50%;top:50%;margin-left:-140px;margin-top:10px}
.ac-3:hover{transform:rotate(-7deg) scale(1.04)}
.ac-4{width:170px;height:145px;transform:rotate(10deg);z-index:1;left:50%;top:50%;margin-left:10px;margin-top:30px}
.ac-4:hover{transform:rotate(10deg) scale(1.04)}
.album-badge{position:absolute;bottom:28px;right:24px;width:68px;height:68px;border-radius:50%;background:var(--green);display:flex;flex-direction:column;align-items:center;justify-content:center;color:#fff;z-index:6;box-shadow:0 4px 16px rgba(61,170,69,0.4);transform:rotate(12deg)}
.ab-year{font-size:9px;font-weight:700;letter-spacing:2px;text-transform:uppercase;opacity:.8}
.ab-num{font-size:22px;font-weight:800;line-height:1;font-family:'Playfair Display',serif}
/* -- ANNOUNCE -- */
.announce{background:var(--green);padding:11px 60px;display:flex;align-items:center;gap:16px}
.ann-tag{background:rgba(0,0,0,0.15);color:rgba(255,255,255,0.8);font-size:10.5px;font-weight:700;padding:3px 10px;border-radius:2px;text-transform:uppercase;letter-spacing:1.5px;white-space:nowrap}
.ann-txt{font-size:13.5px;color:#fff;flex:1}
.ann-link{font-size:12.5px;font-weight:600;color:#fff;text-decoration:none;white-space:nowrap;border-bottom:1.5px solid rgba(255,255,255,0.5)}
.ann-link:hover{border-color:#fff}

/* -- SECTIONS -- */
.sec{padding:72px 60px}
.mw{max-width:1280px;margin:0 auto}
.sec-ey{font-size:11.5px;font-weight:600;color:var(--green);letter-spacing:2.5px;text-transform:uppercase;margin-bottom:10px}
.sec-h{font-family:'Playfair Display',serif;font-size:36px;font-weight:700;color:var(--blue);line-height:1.2;margin-bottom:12px}
.sec-p{font-size:15px;color:var(--ts);line-height:1.65;max-width:560px}
.sec-hdr{margin-bottom:48px}
.sec-hdr.c{text-align:center}
.sec-hdr.c .sec-p{margin:0 auto}

/* -- PRODUCT CARDS -- */
.prod-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--br);border-radius:6px;overflow:hidden}
.prod-card{padding:28px 22px;border-right:1px solid var(--br);background:#fff;text-decoration:none;display:block;transition:all .2s;position:relative;overflow:hidden}
.prod-card:last-child{border-right:none}
.prod-card::after{content:'';position:absolute;bottom:0;left:0;right:0;height:3px;background:var(--green);transform:scaleX(0);transform-origin:left;transition:transform .25s}
.prod-card:hover{background:var(--bl)}
.prod-card:hover::after{transform:scaleX(1)}
.pc-icon{width:52px;height:52px;border-radius:8px;background:var(--bl);display:flex;align-items:center;justify-content:center;font-size:24px;margin-bottom:16px;transition:background .2s}
.pc-icon i{color:var(--green);transition:color .2s}
.prod-card:hover .pc-icon{background:var(--blue)}
.prod-card:hover .pc-icon i{color:#fff}
.pc-name{font-size:14.5px;font-weight:700;color:var(--blue);margin-bottom:8px;line-height:1.3}
.pc-desc{font-size:12.5px;color:var(--ts);line-height:1.55;margin-bottom:14px}
.pc-cta{font-size:12.5px;font-weight:600;color:var(--green);display:flex;align-items:center;gap:4px;transition:gap .2s}
.prod-card:hover .pc-cta{gap:8px}
.prod-grid-5{grid-template-columns:repeat(5,1fr)}
.prod-grid-2row{display:grid;grid-template-columns:repeat(5,1fr);gap:0;border:1px solid var(--br);border-radius:6px;overflow:hidden}
.prod-grid-2row .prod-card{border-bottom:1px solid var(--br)}
.prod-grid-2row .prod-card:nth-child(5),.prod-grid-2row .prod-card:nth-child(10){border-right:none}

/* -- ABOUT STRIP -- */
.about-strip{background:var(--pg);padding:72px 60px}
.about-inner{max-width:1280px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}
.ab-img{background:var(--blue);border-radius:8px;height:380px;position:relative;overflow:hidden;display:flex;align-items:center;justify-content:center}
.ab-img-photo{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;display:block}
.ab-img-ph{color:rgba(255,255,255,0.15);font-size:13px;text-align:center}
.ab-badge{position:absolute;bottom:-1px;right:28px;background:#fff;border-radius:6px 6px 0 0;padding:14px 20px;box-shadow:0 -4px 16px rgba(0,0,0,0.1);z-index:2}
.ab-badge-n{font-family:'Playfair Display',serif;font-size:24px;font-weight:700;color:var(--blue);line-height:1}
.ab-badge-l{font-size:11px;color:var(--ts);margin-top:2px}
.ab-tag{position:absolute;top:20px;left:20px;background:var(--green);color:#fff;font-size:11.5px;font-weight:600;padding:7px 14px;border-radius:3px;z-index:2}
.ab-content .sec-ey{margin-bottom:10px}
.ab-list{margin-top:22px;display:flex;flex-direction:column;gap:10px}
.ab-item{display:flex;gap:10px;align-items:flex-start}
.ab-dot{width:6px;height:6px;border-radius:50%;background:var(--green);margin-top:7px;flex-shrink:0}
.ab-text{font-size:14px;color:var(--tm);line-height:1.55}
.ab-text b{color:var(--blue)}

/* -- STATS -- */
.stats-sec{background:var(--blue);padding:64px 60px}
.stats-inner{max-width:1280px;margin:0 auto}
.stats-top{display:flex;justify-content:space-between;align-items:flex-end;margin-bottom:44px}
.stats-top h2{font-family:'Playfair Display',serif;font-size:32px;font-weight:700;color:#fff}
.stats-top p{font-size:13.5px;color:rgba(255,255,255,0.55);max-width:300px;text-align:right;line-height:1.5}
.stats-row{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid rgba(255,255,255,0.1);border-radius:6px;overflow:hidden}
.s-box{background:rgba(255,255,255,0.05);padding:32px 24px;text-align:center;border-right:1px solid rgba(255,255,255,0.08);transition:background .2s}
.s-box:last-child{border-right:none}
.s-box:hover{background:rgba(255,255,255,0.1)}
.s-num{font-family:'Playfair Display',serif;font-size:38px;font-weight:700;color:#fff;line-height:1}
.s-unit{font-size:17px;color:var(--green);font-weight:700;font-family:'Inter',sans-serif}
.s-lbl{font-size:12.5px;color:rgba(255,255,255,0.5);margin-top:8px;line-height:1.4}
.s-yr{font-size:11px;color:rgba(255,255,255,0.3);margin-top:3px}

/* -- PARTNERS TICKER -- */
.partners-sec{padding:60px 60px;background:#fff;border-top:1px solid var(--br)}
.p-label{text-align:center;font-size:11px;font-weight:700;color:var(--ts);letter-spacing:2.5px;text-transform:uppercase;margin-bottom:32px}
.p-ticker-wrap{overflow:hidden;position:relative}
.p-ticker-wrap::before,.p-ticker-wrap::after{content:'';position:absolute;top:0;bottom:0;width:100px;z-index:2}
.p-ticker-wrap::before{left:0;background:linear-gradient(to right,#fff,transparent)}
.p-ticker-wrap::after{right:0;background:linear-gradient(to left,#fff,transparent)}
.p-ticker{display:flex;white-space:nowrap;animation:scrollL 28s linear infinite}
.p-ticker:hover{animation-play-state:paused}
@keyframes scrollL{0%{transform:translateX(0)}100%{transform:translateX(-50%)}}
.p-item{display:inline-flex;align-items:center;gap:10px;padding:12px 20px;border-right:1px solid var(--br);width:220px;min-width:220px;max-width:220px;flex-shrink:0;overflow:hidden;box-sizing:border-box}
.p-item-logo{width:64px;height:40px;min-width:64px;max-width:64px;display:flex;align-items:center;justify-content:center;flex-shrink:0;overflow:hidden;background:var(--pg);border:1px solid var(--br);border-radius:6px;padding:4px;box-sizing:border-box}
.p-item-logo img{width:100%;height:100%;object-fit:contain;display:block;flex-shrink:0;border-radius:4px}
.p-item-logo i{font-size:18px;color:var(--green)}
.p-item-name{flex:1;min-width:0;font-size:12.5px;font-weight:600;color:var(--tm);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.partner-card-logo{height:56px;width:140px;max-width:140px;margin:0 auto 10px;display:flex;align-items:center;justify-content:center;overflow:hidden;flex-shrink:0;background:var(--pg);border:1px solid var(--br);border-radius:8px;padding:8px;box-sizing:border-box}
.partner-card-logo img{width:100%;height:100%;object-fit:contain;display:block;border-radius:4px}
.partner-card-logo i{font-size:28px;color:var(--green)}

/* -- FORMS & GUIDES -- */
.fg-toolbar{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;margin-bottom:36px}
.fg-filters{display:flex;gap:8px;flex-wrap:wrap}
.fg-filter{font-size:12.5px;font-weight:600;padding:7px 16px;border-radius:20px;text-decoration:none;transition:all .2s;background:var(--pg);color:var(--tm);border:1px solid var(--br)}
.fg-filter:hover{border-color:var(--blue);color:var(--blue)}
.fg-filter.active{background:var(--blue);border-color:var(--blue);color:#fff}
.fg-search-form{display:flex;align-items:stretch;gap:10px;min-width:280px;max-width:480px;flex:1}
.fg-search-field{position:relative;flex:1;min-width:0;display:flex;align-items:center}
.fg-search-input{width:100%;height:44px;padding:0 14px;border:1px solid var(--br);border-radius:8px;font-size:14px;font-family:inherit;color:var(--tx);background:var(--pg);transition:border-color .15s,box-shadow .15s;-webkit-appearance:none}
.fg-search-field:has(.fg-search-clear) .fg-search-input{padding-right:36px}
.fg-search-input:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(27,79,138,.1);background:#fff}
.fg-search-input::placeholder{color:var(--ts)}
.fg-search-clear{position:absolute;right:10px;display:flex;align-items:center;justify-content:center;width:28px;height:28px;color:var(--ts);text-decoration:none;border-radius:50%;transition:all .15s;z-index:1}
.fg-search-clear:hover{color:var(--blue);background:var(--bl)}
.fg-search-btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;height:44px;padding:0 20px;border:none;border-radius:8px;background:var(--green);color:#fff;font-size:14px;font-weight:600;font-family:inherit;cursor:pointer;white-space:nowrap;flex-shrink:0;transition:background .15s}
.fg-search-btn i{font-size:16px;line-height:1}
.fg-search-btn:hover{background:var(--gd)}
.fg-list{list-style:none;margin:0;padding:0}
.fg-row{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:14px 16px;margin:0 -16px;border-radius:6px;transition:background .15s}
.fg-row:hover{background:var(--pg)}
.fg-left{display:flex;align-items:center;gap:14px;min-width:0;flex:1}
.fg-pdf{font-size:28px;color:#E5252A;flex-shrink:0;line-height:1}
.fg-title{font-size:15px;font-weight:600;color:var(--green);line-height:1.4}
.fg-download{display:inline-flex;align-items:center;gap:8px;text-decoration:none;color:var(--green);font-size:15px;font-weight:600;white-space:nowrap;flex-shrink:0;transition:color .15s}
.fg-download i{font-size:22px;line-height:1}
.fg-download:hover{color:var(--gd)}
.fg-unavailable{font-size:14px;color:var(--ts);flex-shrink:0}
.fg-empty{text-align:center;padding:48px 24px;color:var(--ts)}
.fg-empty i{font-size:36px;opacity:.35;display:block;margin-bottom:12px}
.fg-empty p{margin:0 0 12px;font-size:14px}
.fg-empty a{color:var(--green);font-weight:600;text-decoration:none}
.fg-empty a:hover{text-decoration:underline}
@media(max-width:600px){
  .fg-toolbar{flex-direction:column;align-items:stretch;gap:16px}
  .fg-filters{justify-content:flex-start}
  .fg-search-form{min-width:0;max-width:none;width:100%}
  .fg-search-btn{padding:0 16px}
  .fg-row{flex-wrap:wrap;gap:10px}
  .fg-download{margin-left:42px}
}
@media(max-width:400px){
  .fg-search-btn span{display:none}
  .fg-search-btn{padding:0 14px}
}

/* -- CTA BAND -- */
.cta-band{background:var(--green);padding:56px 60px;text-align:center}
.cta-band h2{font-family:'Playfair Display',serif;font-size:34px;font-weight:700;color:#fff;margin-bottom:12px}
.cta-band p{font-size:15px;color:rgba(255,255,255,0.82);margin-bottom:28px;max-width:480px;margin-left:auto;margin-right:auto;line-height:1.65}
.cta-btns{display:flex;gap:14px;justify-content:center}
.btn-w{background:#fff;color:var(--gd);font-size:14px;font-weight:700;padding:13px 28px;border-radius:4px;text-decoration:none;transition:all .2s}
.btn-w:hover{background:#f0faf0;transform:translateY(-1px)}
.btn-ow2{border:2px solid rgba(255,255,255,0.45);color:#fff;font-size:14px;font-weight:600;padding:11px 26px;border-radius:4px;text-decoration:none;transition:all .2s}
.btn-ow2:hover{border-color:#fff;background:rgba(255,255,255,0.1)}

/* -- PAGE HERO (inner pages) -- */
.pg-hero{background:var(--blue);padding:56px 60px;position:relative;overflow:hidden}
.pg-hero::before{content:'';position:absolute;right:-80px;top:-80px;width:360px;height:360px;border-radius:50%;background:rgba(255,255,255,0.03)}
.pg-inner{max-width:1280px;margin:0 auto;position:relative;z-index:2}
.pg-bc{font-size:12px;color:rgba(255,255,255,0.45);margin-bottom:12px;display:flex;gap:6px;align-items:center}
.pg-bc a{color:rgba(255,255,255,0.45);text-decoration:none}
.pg-bc a:hover{color:#fff}
.pg-ey{font-size:11.5px;font-weight:600;color:var(--green);letter-spacing:2.5px;text-transform:uppercase;margin-bottom:12px;display:flex;align-items:center;gap:8px}
.pg-ey::before{content:'';width:20px;height:2px;background:var(--green);display:inline-block}
.pg-hero h1{font-family:'Playfair Display',serif;font-size:40px;font-weight:800;color:#fff;line-height:1.15;margin-bottom:12px}
.pg-hero p{font-size:15.5px;color:rgba(255,255,255,0.7);line-height:1.7;max-width:580px}

/* -- GENERIC CARD -- */
.card{background:#fff;border:1px solid var(--br);border-radius:6px;padding:26px;transition:all .22s}
.card:hover{box-shadow:0 6px 24px rgba(27,79,138,0.1);transform:translateY(-2px);border-color:var(--blue)}
.card i.bi{color:var(--green)}

/* -- BUTTONS -- */
.btn-b{display:inline-flex;align-items:center;gap:7px;background:var(--blue);color:#fff;font-size:14px;font-weight:600;padding:12px 24px;border-radius:4px;text-decoration:none;transition:all .2s}
.btn-b:hover{background:var(--bd);transform:translateY(-1px)}
.btn-outline{display:inline-flex;align-items:center;gap:7px;border:1.5px solid var(--blue);color:var(--blue);font-size:14px;font-weight:600;padding:11px 22px;border-radius:4px;text-decoration:none;transition:all .2s}
.btn-outline:hover{background:var(--blue);color:#fff}

/* -- FOOTER -- */
.footer{background:#071525;padding:60px 60px 0}
.ft-grid{max-width:1280px;margin:0 auto;display:grid;grid-template-columns:2.2fr 1fr 1fr 1.2fr;gap:56px;padding-bottom:48px;border-bottom:1px solid rgba(255,255,255,0.07)}
.ft-name{font-size:19px;font-weight:700;color:#fff;margin-bottom:2px}
.ft-sub{font-size:9.5px;font-weight:600;color:var(--green);letter-spacing:3px;text-transform:uppercase;margin-bottom:16px;display:block}
.ft-desc{font-size:13px;color:#3A5A72;line-height:1.7;margin-bottom:20px}
.ft-soc{display:flex;gap:8px}
.ft-soc a{width:32px;height:32px;border-radius:4px;border:1px solid rgba(255,255,255,0.1);display:flex;align-items:center;justify-content:center;color:#3A5A72;font-size:13px;text-decoration:none;transition:all .2s}
.ft-soc a:hover{border-color:var(--green);color:var(--green)}
.ft-col h4{font-size:10.5px;font-weight:700;color:#fff;letter-spacing:2px;text-transform:uppercase;margin-bottom:16px;padding-bottom:8px;border-bottom:1px solid rgba(255,255,255,0.07)}
.ft-col a{display:block;font-size:13px;color:#3A5A72;text-decoration:none;margin-bottom:9px;transition:color .15s}
.ft-col a:hover{color:#9BBAD4}
.ft-contact{display:flex;gap:9px;margin-bottom:11px}
.ft-ci{font-size:13px;color:var(--green);width:15px;margin-top:1px;flex-shrink:0}
.ft-ct{font-size:12.5px;color:#3A5A72;line-height:1.5}
.ft-bot{max-width:1280px;margin:0 auto;padding:16px 0;display:flex;justify-content:space-between;align-items:center}
.ft-copy{font-size:11.5px;color:#1E3448}
.ft-links{display:flex;gap:20px}
.ft-links a{font-size:11.5px;color:#1E3448;text-decoration:none;transition:color .2s}
.ft-links a:hover{color:#9BBAD4}

/* -- CONTACT FORM -- */
.form-field{margin-bottom:18px}
.form-error{color:#DC2626;font-size:12.5px;margin-top:6px}
.form-label{font-size:11.5px;font-weight:600;color:var(--ts);text-transform:uppercase;letter-spacing:1px;display:block;margin-bottom:6px}
.form-input{width:100%;border:1.5px solid var(--br);border-radius:4px;padding:11px 14px;font-size:14px;font-family:'Inter',sans-serif;color:var(--tx);outline:none;transition:border .2s}
.form-input:focus{border-color:var(--blue)}
select.form-input{background:#fff;cursor:pointer}
textarea.form-input{resize:vertical}

/* -- LOAN DETAIL -- */
.loan-detail{display:grid;grid-template-columns:1.4fr 1fr;gap:64px;align-items:start}
.other-loans-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.other-loan-card{display:flex;flex-direction:column;gap:14px;background:#fff;border:1px solid var(--br);border-radius:6px;padding:22px;text-decoration:none;transition:border-color .2s,background .2s,transform .2s}
.other-loan-card:hover{border-color:var(--blue);background:var(--bl);transform:translateY(-2px)}
.other-loan-icon{width:44px;height:44px;border-radius:8px;background:var(--bl);display:flex;align-items:center;justify-content:center;font-size:20px;flex-shrink:0}
.other-loan-icon i{color:var(--green)}
.other-loan-card:hover .other-loan-icon{background:var(--blue)}
.other-loan-card:hover .other-loan-icon i{color:#fff}
.other-loan-name{font-size:15px;font-weight:700;color:var(--blue);margin-bottom:6px;line-height:1.3}
.other-loan-desc{font-size:13px;color:var(--ts);line-height:1.55}
.other-loan-cta{font-size:12.5px;font-weight:600;color:var(--green);display:inline-flex;align-items:center;gap:5px;margin-top:auto}
.feat-check{display:flex;gap:10px;align-items:flex-start;margin-bottom:12px}
.feat-check span.ck{color:var(--green);font-size:16px;margin-top:1px;flex-shrink:0}
.feat-check span.ct{font-size:14px;color:var(--tm);line-height:1.5}
.apply-box{background:var(--pg);border:1px solid var(--br);border-radius:6px;padding:28px}
.apply-box-head{font-size:10.5px;font-weight:700;color:var(--ts);text-transform:uppercase;letter-spacing:2px;margin-bottom:18px;padding-bottom:12px;border-bottom:1px solid var(--br)}
.elig-item{display:flex;gap:9px;align-items:flex-start;margin-bottom:11px}
.elig-dot{width:5px;height:5px;border-radius:50%;background:var(--blue);margin-top:7px;flex-shrink:0}
.elig-t{font-size:13px;color:var(--tm);line-height:1.5}

/* -- MESSAGES (Django) -- */
.msg-success{background:var(--gl);border:1px solid var(--green);color:var(--gd);padding:14px 24px;border-radius:4px;font-size:14px;margin-bottom:18px}

/* -- ICON BOX (shared icon container used across pages) -- */
.icon-box{background:var(--bl);border-radius:8px;display:flex;align-items:center;justify-content:center}
.icon-box i{color:var(--green)}

/* -- ANIMATIONS -- */
.js .fu{opacity:0;transform:translateY(24px);transition:opacity .6s ease,transform .6s ease}
.js .fl{opacity:0;transform:translateX(-24px);transition:opacity .6s ease,transform .6s ease}
.js .fr{opacity:0;transform:translateX(24px);transition:opacity .6s ease,transform .6s ease}
.js .fu.v,.js .fl.v,.js .fr.v{opacity:1;transform:none}
.d1{transition-delay:.08s}.d2{transition-delay:.16s}.d3{transition-delay:.24s}
.d4{transition-delay:.32s}.d5{transition-delay:.4s}.d6{transition-delay:.48s}
.d7{transition-delay:.56s}.d8{transition-delay:.64s}.d9{transition-delay:.72s}.d10{transition-delay:.8s}

@keyframes heroIn{from{opacity:0;transform:translateY(18px)}to{opacity:1;transform:none}}
.hero-left>*{animation:heroIn .7s both}
.hero-tag{animation-delay:.15s}
.hero-h1{animation-delay:.3s}
.hero-p{animation-delay:.45s}
.hero-btns{animation-delay:.6s}
.hero-card{animation:heroIn .8s .4s both}

/* -- RESPONSIVE LAYOUT UTILITIES -- */
.g2{display:grid;grid-template-columns:1fr 1fr;align-items:start}
.g3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}

/* -- CAREERS -- */
.career-benefits{margin-bottom:56px}
.career-jobs{display:flex;flex-direction:column;gap:12px}
.career-job{background:var(--pg);border-radius:6px;padding:20px 24px;border:1px solid var(--br);display:flex;align-items:flex-start;justify-content:space-between;gap:16px}
.career-job-body{flex:1;min-width:0}
.career-job-title{font-size:15px;font-weight:600;color:var(--blue);margin-bottom:4px;display:block;text-decoration:none}
.career-job-title:hover{color:var(--gd)}
.career-job-meta{font-size:12.5px;color:var(--ts)}
.career-job-desc{font-size:13px;color:var(--tm);margin-top:8px;line-height:1.6}
.career-job-actions{display:flex;gap:8px;flex-shrink:0;align-items:center}
.career-job-actions .btn-outline,.career-job-actions .btn-g{font-size:13px;padding:9px 18px;white-space:nowrap}
.career-empty{text-align:center;padding:48px 0}
.g4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.g-contact{display:grid;grid-template-columns:1fr 1.3fr;gap:56px}
.g-article{display:grid;grid-template-columns:1fr 300px;gap:56px;align-items:start}
.feat-grid{display:grid;grid-template-columns:1fr 1fr;min-height:280px}

/* -- MOBILE NAV -- */
.nav-burger{display:none;flex-direction:column;justify-content:center;gap:5px;width:40px;height:40px;cursor:pointer;background:none;border:none;padding:8px;border-radius:4px;flex-shrink:0}
.nav-burger span{display:block;height:2px;background:var(--tm);border-radius:2px;transition:all .3s}
.nav-overlay{display:none;position:fixed;inset:0;background:rgba(0,0,0,0.45);z-index:390}
.nav-overlay.open{display:block}
.nav-close{display:none;position:absolute;top:14px;right:14px;width:36px;height:36px;background:none;border:none;cursor:pointer;font-size:22px;color:var(--tm);align-items:center;justify-content:center;border-radius:4px;transition:background .2s;line-height:1}
.nav-close::before{content:"\2715"}
.nav-close:hover{background:var(--pg)}

/* -- TABLET (<=1024px) -- */
@media(max-width:1024px){
  .topbar,.nav-inner{padding-left:24px;padding-right:24px}
  .sec,.about-strip,.stats-sec,.partners-sec,.cta-band{padding-left:32px;padding-right:32px}
  .pg-hero,.footer{padding-left:32px;padding-right:32px}
  .hero-left{padding:56px 32px}
  .hero-h1{font-size:42px}
  .prod-grid-2row{grid-template-columns:repeat(3,1fr)}
  .prod-grid-2row .prod-card:nth-child(5){border-right:1px solid var(--br)}
  .prod-grid-2row .prod-card:nth-child(3),.prod-grid-2row .prod-card:nth-child(6),.prod-grid-2row .prod-card:nth-child(9){border-right:none}
  .g4{grid-template-columns:repeat(2,1fr)}
  .ft-grid{grid-template-columns:1fr 1fr;gap:32px}
  .g-article{grid-template-columns:1fr 240px;gap:40px}
  .other-loans-grid{grid-template-columns:repeat(2,1fr)}
}

/* -- MOBILE (<=768px) -- */
@media(max-width:768px){
  /* topbar */
  .topbar{padding:0 16px;height:auto;min-height:36px}
  .tb-hide-mobile{display:none!important}
  .tb-left a.tb-pay{padding-left:0}

  /* navbar */
  .nav-inner{padding:0 16px}
  .nav-burger{display:flex}
  .nav-menu{
    display:none;position:fixed;top:0;right:0;bottom:0;
    width:min(300px,85vw);background:#fff;
    flex-direction:column;align-items:stretch;
    height:100dvh;overflow-y:auto;
    padding:68px 0 40px;
    box-shadow:-4px 0 24px rgba(0,0,0,0.18);
    z-index:400;gap:0
  }
  .nav-menu.open{display:flex}
  .nav-close{display:flex}
  .nav-item{height:auto;flex-direction:column;align-items:stretch}
  .nav-item>a{height:auto;padding:13px 20px;border-bottom:1px solid var(--br)!important;font-size:15px;white-space:normal}
  .nav-item>a.active,.nav-item>a:hover{background:var(--bl);color:var(--blue);border-bottom-color:var(--br)!important}
  .mega{position:static!important;transform:none!important;min-width:0!important;width:100%!important;box-shadow:none!important;border:none!important;border-top:none!important;padding:0!important;display:none;flex-direction:column!important;background:var(--pg);gap:0}
  .nav-item.m-open>.mega{display:flex!important}
  .nav-item:hover .mega{display:none!important}
  .nav-item.m-open>a svg.chev{transform:rotate(180deg)}
  .mega-col{padding:14px 20px!important;border-right:none!important;border-bottom:1px solid var(--br)}
  .mega-col:last-child{border-bottom:none}

  /* hero */
  .hero{grid-template-columns:1fr!important}
  .hero-right{display:none}
  .hero-left{padding:48px 16px}
  .hero-h1{font-size:32px}
  .hero-p{font-size:14.5px;margin-bottom:28px}

  /* announce */
  .announce{padding:10px 16px;flex-wrap:wrap;gap:6px}
  .ann-txt{font-size:13px;flex:none;width:100%}

  /* sections */
  .sec,.about-strip,.partners-sec{padding-top:48px!important;padding-bottom:48px!important;padding-left:16px!important;padding-right:16px!important}
  .stats-sec,.cta-band{padding-left:16px!important;padding-right:16px!important}
  .pg-hero{padding:36px 16px!important}
  .footer{padding-left:16px!important;padding-right:16px!important;padding-top:48px!important}
  .sec-h{font-size:26px}
  .sec-hdr{margin-bottom:28px}
  .pg-hero h1{font-size:26px!important}

  /* product grid */
  .prod-grid-2row{grid-template-columns:repeat(2,1fr)!important}
  .prod-grid-2row .prod-card{border-right:1px solid var(--br)!important}
  .prod-grid-2row .prod-card:nth-child(2n){border-right:none!important}
  .prod-grid-2row .prod-card:nth-child(3){border-right:1px solid var(--br)!important}

  /* about */
  .about-inner{grid-template-columns:1fr!important;gap:28px!important}
  .ab-img{height:200px}

  /* stats */
  .stats-top{flex-direction:column;align-items:flex-start;gap:8px;margin-bottom:24px}
  .stats-top h2{font-size:24px}
  .stats-top p{text-align:left;max-width:100%}
  .stats-row{grid-template-columns:repeat(2,1fr)!important}
  .s-box{border-right:1px solid rgba(255,255,255,0.08)!important}
  .s-box:nth-child(2),.s-box:nth-child(4){border-right:none!important}
  .s-box:nth-child(1),.s-box:nth-child(2){border-bottom:1px solid rgba(255,255,255,0.08)!important}

  /* cta band */
  .cta-band{padding-top:48px!important;padding-bottom:48px!important}
  .cta-band h2{font-size:26px}
  .cta-btns{flex-direction:column;align-items:center;gap:10px}
  .cta-btns .btn-w,.cta-btns .btn-ow2{width:100%;max-width:280px;text-align:center;justify-content:center}

  /* footer */
  .ft-grid{grid-template-columns:1fr 1fr!important;gap:28px!important;padding-bottom:28px}
  .ft-bot{flex-direction:column;gap:10px;text-align:center;padding:18px 0}

  /* responsive utility grids */
  .g2{grid-template-columns:1fr!important;gap:28px!important}
  .g3{grid-template-columns:1fr!important;gap:16px!important}
  .g4{grid-template-columns:repeat(2,1fr)!important;gap:12px!important}
  .g-contact{grid-template-columns:1fr!important;gap:28px!important}
  .g-article{grid-template-columns:1fr!important;gap:28px!important}
  .feat-grid{grid-template-columns:1fr!important;min-height:0!important}
  .feat-grid>div:last-child{min-height:160px}

  /* impact stats grid */
  .stats-trigger{grid-template-columns:repeat(2,1fr)!important}
  .stats-trigger>div{border-right:1px solid var(--br)!important}
  .stats-trigger>div:nth-child(2n){border-right:none!important}
  .stats-trigger>div:nth-child(1),.stats-trigger>div:nth-child(2){border-bottom:1px solid var(--br)!important}

  /* loan rows */
  .loan-row{grid-template-columns:52px 1fr!important;gap:12px!important}
  .lr-cta{display:none!important}

  /* loan detail */
  .loan-detail{grid-template-columns:1fr!important;gap:28px!important}
  .other-loans-grid{grid-template-columns:1fr!important}

  /* careers */
  .career-benefits{margin-bottom:40px}
  .career-job{flex-direction:column;align-items:stretch;padding:16px;gap:14px}
  .career-job-actions{flex-direction:column;width:100%;align-items:stretch}
  .career-job-actions .btn-outline,.career-job-actions .btn-g{width:100%;justify-content:center;text-align:center}
}

/* -- SMALL PHONES (<=480px) -- */
@media(max-width:480px){
  .topbar{padding:0 12px;height:34px;min-height:34px}
  .tb-left a{font-size:11px;padding:0 8px;line-height:34px}
  .tb-apply{padding:5px 10px;font-size:11px}
  .hero-h1{font-size:28px}
  .hero-btns{flex-direction:column;gap:10px}
  .hero-btns .btn-g,.hero-btns .btn-ow{text-align:center;justify-content:center}
  .prod-grid-2row{grid-template-columns:1fr!important}
  .prod-grid-2row .prod-card{border-right:none!important;border-bottom:1px solid var(--br)!important}
  .g4{grid-template-columns:1fr!important}
  .ft-grid{grid-template-columns:1fr!important}
  .pg-hero h1{font-size:22px!important}
}