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Loan Product

Microhousing Loan

Build or improve your home with flexible repayment terms.

About This Loan

The Microhousing Loan supports low and middle-income Tanzanians to build, renovate, or improve their homes. From roofing and flooring to adding rooms or installing water systems, we finance the improvements that matter most.

Key Features

  • Loan amounts up to TZS 30,000,000
  • Repayment up to 48 months
  • Covers construction materials and labour
  • Disbursement in phases aligned with construction
  • Low processing fee

Eligibility

  • Proof of land ownership or long-term tenancy
  • Building plan or renovation estimate
  • National ID
  • Proof of steady income
  • Minimum age of 21 years

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